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Payment processing

Simple, transparent, and built for your business.

We offer 0% processing options and cash discount programs to help you save more.

  • 0% processing options
  • Cash discount programs
  • No long-term contracts
  • Next day funding available
  • U.S. based support
  • Competitive rates
  • Secure & reliable
  • Works with all PosNerd systems
PosNerd card machine, powered by NerdPay
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Lower your feesOur cash discount programs can help you save on every transaction.
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Next day fundingGet your money fast with next day funding options available.
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Secure paymentsCard numbers are read by the card machine and never touch your register.
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Real human supportTalk to a real person, right here in the USA.
Why businesses choose PosNerd
  • No hidden fees
  • Transparent pricing
  • No long-term contracts
  • Cancel anytime
  • 0% processing options available
We accept all major payment typesVisa, Mastercard, Discover, American Express and contactless
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Turn your phone into a credit card machineTap to Pay on iPhone and Android. See how →

Why PosNerd Payments

Your register and your card machine work together, so checkout is faster and mistakes go away.

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Total goes to the machine

No typing the amount twice. The approval is saved with the sale.

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Card numbers stay safe

Cards are read by the machine, never by your register.

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Transparent pricing

We explain every fee and compare your current statement for free.

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Fast deposits

Get your money quickly, with next-day funding available.

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One number to call

POS and payments supported by the same team.

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Every card type

Visa, Mastercard, American Express, Discover, debit and EBT.

The 3 ways to process a card

Not every business should use the same pricing. We explain all three so you can choose.

1

Traditional

One price for everyone. The business pays the card fees.

  • Simplest checkout
  • Prices never change
How it works →
2 · 0% processing

Cash discount

A small service fee on card sales covers the processing. Customers who pay cash don't pay it.

  • You pay 0% on card processing
  • Rewards cash customers
See how 0% works →
3

Flat fee

One simple, flat price for processing, the same on every card.

  • Easy to understand
  • No surprises on your statement
How it works →
ProgramYou pay for processingCustomer seesBest for
TraditionalThe card feesOne priceSimplicity
Cash discount0%Card price and cash priceKeeping 100% of every sale
Flat feeOne flat priceOne priceSteady, predictable costs

Card brand and state rules apply. We help you set up the program that is right and allowed for your business.

Card machines for every counter

PosNerd checkout screen: cash, card or gift card
Card approved on the phone
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Countertop

A classic machine at the register with a built-in printer.

Hardware →
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PIN pad

Connected to the PosNerd register: the customer taps, inserts or swipes.

Hardware →
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Wireless

Take payment at the table, the curb or the sidewalk.

Hardware →
PosNerd register waiting for the card: tap, insert or swipe
EBT

Accept EBT food and cash benefits

SNAP and cash benefits right on the same card machine — great for grocery and convenience stores.

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EBT food & EBT cash

Both run through the register like any other card.

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Fast setup

We help with the FNS number and the setup.

See EBT setup →

Order online
Pickup or delivery
Fish Tacos
$12.99
Burger
$9.49
Wings
$11.00
Online payments

Get paid when the customer isn't there

Your store's own online payment tools — in your name, from your PosNerd back office.

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Invoices & payment links

Email or text a bill. Customers pay by card or checking account. See how →

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Website pay page

A "Pay us" page for your own website.

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Monthly payments

Charge regular customers automatically every month, by bank account (ACH) or card.

Add 0% to your website →Recurring billing →

Switching is easy

We do the work. You keep selling.

Send a statement

Email or text us a recent card statement.

See your savings

We show you what you would pay, in plain words.

Get your machine

We set it up and connect it to your register.

Start saving

Your next sale already runs on PosNerd Payments.

Payment questions

Which cards can I take?

Visa, Mastercard, American Express, Discover, debit cards, Apple Pay, Google Pay and EBT.

Which pricing program is right for me?

It depends on your business and your state. Call us and we will explain the 3 ways and help you pick.

Do I have to use PosNerd Payments to use the POS?

Call us about your current processor. Most stores save with PosNerd Payments, and we compare your statement for free.

Is there a contract?

No long-term contract. Call us for the details on your account.

Get a free savings review

Send us a recent card statement and we will show you what you would pay with PosNerd.

Live support

Real people in the USA. Call 800-915-0411.

Setup & installation

We set up your items, printers and card machine with you.

Training & manuals

Step-by-step guides for every device, in English and Spanish.

☎Call$Free quote▶Demo