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Home / Payments / 3 ways to process a card

3 ways to process a card.

Traditional, cash discount or flat fee. Every business is different, so we explain all three and help you pick the one that fits.

  • Traditional
  • Cash discount · 0%
  • Flat fee
  • We help you choose
Total$20.92Tap or insert
1 · TraditionalOne price, you pay the fees
2 · Cash discount0% processing
3 · Flat feeOne simple price
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Compare the 3 ways

Side by side, in plain words.

1

Traditional

One price for everyone. The business pays the card fees.

  • Simplest checkout
  • Prices never change
How it works →
2 · 0% processing

Cash discount

A small service fee on card sales covers the processing. Customers who pay cash don't pay it.

  • You pay 0% on card processing
  • Rewards cash customers
See how 0% works →
3

Flat fee

One simple, flat price for processing, the same on every card.

  • Easy to understand
  • No surprises on your statement
How it works →
ProgramYou pay for processingCustomer seesBest for
TraditionalThe card feesOne priceSimplicity
Cash discount0%Card price and cash priceKeeping 100% of every sale
Flat feeOne flat priceOne priceSteady, predictable costs

Card brand and state rules apply. We help you set up the program that is right and allowed for your business.

Today$2,418
Orders163
Avg ticket$14.83
Way 1

Traditional: one price, you pay the fees

The classic way. Every customer pays the same price, and the card fees come out of your deposit.

✓

Simplest checkout

Nothing extra on the screen or the receipt.

$

You pay the card fees

Fees come out of each card sale.

NERD TACOSSale #2087
Fish Tacos$12.00
Mexican Rice$8.00
Subtotal$20.00
Card service fee 4%$0.80
Card total$20.80
Pay cash and save$20.00
Way 2 · 0% processing

Cash discount: pay 0% for processing

A small service fee on card sales covers the processing. Customers who pay cash don't pay it, so you keep 100% of every sale.

0%

You pay 0%

The service fee covers the card processing.

💵

Cash customers save

Pay cash, no service fee.

See how 0% processing works →

Total$20.92Tap or insert
Way 3

Flat fee: one simple price

One flat, simple price for processing, the same on every card. You always know what you will pay.

=

Same on every card

Credit, debit, rewards cards: one price.

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Easy statements

No surprises at the end of the month.

Which way is right for me?

I want to stop paying card fees.

Choose cash discount. You pay 0% for processing.

I want one price for everyone.

Choose traditional or flat fee. Flat fee keeps your cost the same on every card.

I'm not sure.

Call 800-915-0411. Send us a recent card statement and we will show you what each way costs you.

Not sure which way to choose?

Send us a recent card statement and we will show you what you would pay each way.

Live support

Real people in the USA. Call 800-915-0411.

Setup & installation

We set up your items, printers and card machine with you.

Training & manuals

Step-by-step guides for every device, in English and Spanish.

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